Choice.  The best reason to have a local independent agency look out for your insurance needs is choice.  First, we DO deal with “the big guys”.  The difference is, instead of dealing with just one big guy, like the local Allstate agent, we deal with dozens of insurance carriers in an effort to always offer the most competitive quote for a given client.  In this regard, we are often compared to travel agencies (or travel websites in the new internet age).  Rather than shopping one airline’s fares to a given destination, why not shop several carriers and go with the best plan that fits your budget?